You have to manage money if you want to avoid losing a place to live.
My mom called it “Making do”. It’s a skill I learned as a kid.
So maybe I’m not understanding something here. If you don’t have enough, you HAVE to manage money. There’s no alternative.
Wealthy people are wasteful with money because they can afford to be wasteful. Some manage of course.
But if you’re poor, you’re poor and MUST manage carefully. That’s just a part of being poor. Even if you get some mediocre government help, you still have to manage your money. Unless I’m missing something.
I learned to manage money. I grew up in a blue collar neighborhood, which is “working poor”.
I didn’t know anybody who wasn’t struggling and managing as best they can.
You can’t escape without earnings, however you get it.
Willpower won’t pay for a roof
I’m a damn good money manager. When I made $60,000 I could DO more because I HAD more.When I made $17,500 I could DO less because I HAD less.
You’re looking at it wrong though.You have to have basic needs accounted for first before you can be upwardly mobile in the USA.There is a figure. It’s about $80,000/yr in the USA. That’s the crossover point.
Sort of. But under that income, you have to make decisions > $80,000 do not.Example: Feed kids or buy soap?
Do I pay the rent or enroll in tech school?
My point is: you have to manage money BETTER if you are poor or working class because you are faced with MORE decisions than someone who is $80,000+
Right. But that level you’re talking about isn’t survival level but aesthetic level.If you are making those kinds of decisions, you’re at a point where you can afford: Rent, Food, Clothes, Transportation of some kind.
I’m saying what I’m saying.If you’ve reached a point where THAT’S your biggest concerns, then yeah, I agree with what you said.But there’s a level BELOW that, which is a significant part of the US population that WON’T get ahead because they don’t know if they’ll be living where they are next week.Can’t have a steady job without a steady home.
I want to see success in America, not failure. That’s why I pay attention.
Dismissing a large swath of the US population with, “Must be their own fault. Look at the wealthy – be like them instead.” is avoiding Maslow’s hierarchy of needs and what income is needed to ascend.
I have an American perspective. I grew up hearing everything you’re saying from wealthy know-it-alls. Romania is Romania and I don’t see homelessness in the USA as a viable opinion.
Maybe if I did, I’d see it differently but I know how homeless are treated here.