You have to manage money if you want to avoid losing a place to live. My mom called it “Making do”. It’s a skill I learned as a kid. So maybe I’m not understanding something here. If you don’t have enough, you HAVE to manage money. There’s no alternative.

You have to manage money if you want to avoid losing a place to live.

My mom called it “Making do”. It’s a skill I learned as a kid.

So maybe I’m not understanding something here. If you don’t have enough, you HAVE to manage money. There’s no alternative.

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Wealthy people are wasteful with money because they can afford to be wasteful. Some manage of course.

But if you’re poor, you’re poor and MUST manage carefully. That’s just a part of being poor. Even if you get some mediocre government help, you still have to manage your money. Unless I’m missing something.

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I learned to manage money. I grew up in a blue collar neighborhood, which is “working poor”.

I didn’t know anybody who wasn’t struggling and managing as best they can.

You can’t escape without earnings, however you get it.

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Willpower won’t pay for a roof
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 I’m a damn good money manager. When I made $60,000 I could DO more because I HAD more.When I made $17,500 I could DO less because I HAD less.
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 You’re looking at it wrong though.You have to have basic needs accounted for first before you can be upwardly mobile in the USA.There is a figure. It’s about $80,000/yr in the USA. That’s the crossover point.
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  Sort of. But under that income, you have to make decisions > $80,000 do not.Example: Feed kids or buy soap?
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 Do I pay the rent or enroll in tech school?
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My point is: you have to manage money BETTER if you are poor or working class because you are faced with MORE decisions than someone who is $80,000+
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 Right. But that level you’re talking about isn’t survival level but aesthetic level.If you are making those kinds of decisions, you’re at a point where you can afford: Rent, Food, Clothes, Transportation of some kind.
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 I’m saying what I’m saying.If you’ve reached a point where THAT’S your biggest concerns, then yeah, I agree with what you said.But there’s a level BELOW that, which is a significant part of the US population that WON’T get ahead because they don’t know if they’ll be living where they are next week.Can’t have a steady job without a steady home.

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 I want to see success in America, not failure. That’s why I pay attention.
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  Dismissing a large swath of the US population with, “Must be their own fault. Look at the wealthy – be like them instead.” is avoiding Maslow’s hierarchy of needs and what income is needed to ascend.
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 I have an American perspective. I grew up hearing everything you’re saying from wealthy know-it-alls. Romania is Romania and I don’t see homelessness in the USA as a viable opinion.

Maybe if I did, I’d see it differently but I know how homeless are treated here.

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