The thing is: HUD got its funding DRASTICALLY CUT in the early 1980s, which is when the modern homeless crisis began.
The funding for housing the poor instead went to tax rewards for people who owned two, three, four, five, six homes. This created the rental situation which made it harder and harder to own, renting the ‘only answer’ for many for a lifetime, and left us with half a million homeless who don’t have a HUD that’s sufficient to house them and can’t make high rent prices that rival or surpass monthly mortage payments.
https://theflaw.org/articles/homeless-in-america/