that many customers anymore.”

What stinks about it (and I can go on and on about it – and I am) – is even big corporations fall victim to this way of thinking. “The economy is going to crap! Better start making it tough for people to get loans / credit cards and start screwing people’s credit.” They think everybody’s gonna default on their loans so they not only make them impossible to get, but they start taking them away from people who have them. In the end, when the economy improves, the banks / lenders are going to say, “Uh oh, we were stupid. Now we don’t have that many customers anymore.” “

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