Ok, I did it. I’m used to seeing scores like 750-825 back when I took care of it but
Surprisingly better than expected. I honestly expected WAY worse because I let all my credit cards “BLOW UP” in the same month a while back when I knew I’d maxed out.
But I keep mortgage payments up and the cards I let blow up (all of them) are multiples over a couple of companies and since I let them to go collections, they’re counted as ‘closed’.
It’s a waiting game right now. A little longer to go then I can rebuild. 648 + 648.