Oh, on the contrary, I’d be great at it. I’m a whiz at Excel and statistics. I’ll probably teach myself R just because I should.
With insurance, it’s necessary to mix up environment, health, genetics, whatever it is that they’re allowed to put into the mix, in order to come up with a figure to assign risk.
What *I* don’t like in this particular case is how people use things like the average age of death is 40 100 years ago and the like INCORRECTLY.
It’s because most people don’t understand what averages are all about and they interpret it as “most people died around the age of 40 back then” and then conclude, “humans are more inherently long-lived”, disregarding environmental and medical factors, more babies being saved and such.