It’s still an elaborate hoax. A useful one and I’m a part of it and participate in it. It’s not going away and people will continue talking about it ‘as if’ it’s a real thing.
It’s useful because bartering doesn’t work on large scales.
Still ultimately fictional though. It’s an elaborate game, much as relationships are often gamified. Games are fictions. Being fiction doesn’t make it a bad thing. it just means it’s as true as we make it as a society.