It’s legal to avoid debt using certain financial instruments. It is illegal to avoid debt using certain other financial instruments. In one case it is not called money laundering. In the other case it is called money laundering.
It’s a mere happenstance of the way we have law structured at present and can change at any moment.
So no, I am not calling it money laundering. For the third time. I am not calling it money laundering.
Its moral value (“good moves”) isn’t interesting to me as I’m neither his cheerleader nor an objective gauge of successful ‘slick yet legal plays’ to skirt trouble. I’ll always be dour on him.