It’s coming — been coming for a long time and the only magic fix is to revalue properties across the USA and do a bailout wipe of personal debt, although Obama’s fix in 2009 bought us a FEW years.
But when? I’d say 2027-ish, about 9 yrs away.
A lot depends how much govt $$ is diverted into billionaire bank accounts and stored offshore but at some point, there will be not enough left for the US fed govt to do another bailout – and that’s when the crash will stick.
2001-ish, Alan Greenspan’s magic fix was also only temporary. That bought 7 yrs.