I’ll do that sometimes; lead to a conclusion but then I don’t spell it out.

Yes – he’s taking his lifestyle for granted as if it is a prerequisite.

But a few smart choices and he can raise his “actual” take-hour hourly rate to something much better than “under $10/hr”.

Maybe that was his intent: He left the story unfinished so we would draw the conclusion ourselves. I’ll do that sometimes; lead to a conclusion but then I don’t spell it out. Some people will stick with what I said and are satisfied. Some people will follow the logic and finish it. [and some people will use their own logic-chain and come to a different conclusion entirely].

Or perhaps he didn’t see it at all. No way to tell.

Very good point on how he counted overtime as “lost time” rather than subtracting time. There’s ways to calculate your hourly “worth” that involve the entire 24 hour span and weekends as well, but they can get complicated and can be somewhat demoralizing if unprepared smile emoticon

Yup. His ACTUAL pay is higher than what he sees on his check. From the employer’s POV, his true pay (vs not working for the company) can be 1/4 to 1/3 MORE than the $40,000 he mentioned.

Plus, you have things like stock matching in investments. That can add up quickly. Some of the fringe benefits for employment vs being subcontracted.

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