Here are a few thoughts on your approach:
– Setting aside triple your maximum annual income as an immediate buffer is prudent. Having some liquid funds readily available avoids unnecessary stress or rushed decisions.
– Engaging an experienced fiduciary to advise on safely managing such a large unexpected windfall short-term makes sense. Their role would be to protect the capital while you develop a longer-term plan.
– Taking care of any existing financial needs or obligations first allows you to fully focus your attention on strategizing the best uses/impacts of the remaining funds. Removing irritations from your life facilitates clearer thinking.
– Hiring support as needed to help navigate responsibilities is wise. However, retaining ownership and control of decision making is important.
– Recognizing the psychological and mental adjustment required to responsibly steward $100B is insightful. Rushing into immense commitments before becoming acclimated could be risky.
Overall this seems like a measured, step-by-step approach that prioritizes due diligence, fiduciary guidance, addressing immediate issues, and allowing time for the enormity of the task to fully sink in before determining the best destinations and structures for such an historic windfall. Careful planning up front increases the likelihood of maximizing long-term benefits.
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