GLOSSARY: risk = stocks = stay in EU, risk-averse = bonds = Brexit.

Simple: You invest in a percentage of bonds that is your age and stocks for the rest, adjusting the percentages every few years.

Younger: higher percentage risk / risk-averse investments with expectation of full life expectancy so that by
Middle: even percentage risk / risk-averse that will lead to
Older: higher percentage risk-averse / risk investments.

Perfect for all? No. But pragmatic for most.

GLOSSARY: risk = stocks = stay in EU, risk-averse = bonds = Brexit.

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