As far as I know, you are not required to have insurance anywhere for your home. But you are required to have insurance if you have a mortgage and you risk losing your home if you don’t have insurance because it’s really bank owned. No, it’s not mentioned because we never talk about it; the ruse we play on each other regarding ‘ownership’ of homes and what that entails and when it happens

As far as I know, you are not required to have insurance anywhere for your home.
But you are required to have insurance if you have a mortgage and you risk losing your home if you don’t have insurance because it’s really bank owned.
No, it’s not mentioned because we never talk about it; the ruse we play on each other regarding ‘ownership’ of homes and what that entails and when it happens