All of these hypothetical cost savings only end up in the hands of the people in control of the funds. Nothing whatsoever indicated HOW it will be distributed to anybody else. Will we each get a check cut and mailed to us? Do we get a savings check? Do we get lower taxes? Show me a plan somewhere. All I can see is benefits for those making the changes.

All of these hypothetical cost savings only end up in the hands of the people in control of the funds.
Nothing whatsoever indicated HOW it will be distributed to anybody else.
Will we each get a check cut and mailed to us? Do we get a savings check? Do we get lower taxes? Show me a plan somewhere. All I can see is benefits for those making the changes.

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