55 yrs ago.
You gotta reach back that far in time?
It’s not fancy healthcare. It’s “group rates for better negotiation with suppliers”.
The more people on your plan, the better the quality of available care at better rates. USAA is a prime example.
Affordable Care Act was swiss-cheesed and hampered. As far as fines? You should be able to turn on red even if it says “No Turn On Red” and not get fined.
I doubt you’ll find any healthcare system that’s ideal. But right now, we cheer when a kid raises money for his grandma’s medical treatment and it becomes news.
What’s a kid doing having to raise money for his grandma’s medical treatment?
Car insurance too. House insurance. Taxes for firefighters and police. So hard to adult eh?
and wow, they have the NERVE to tack on a percentage when you buy ANYTHING. Can you believe it?
You don’t have to buy anything. Don’t have to work. You can be a hermit. Not have to file due to lack of income. Lots of choices.
You should write post-apocalyptic dystopian fiction. You already are on to a good start.